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Industry News

Current news and happenings that affect millions of credit challenged consumers. OppLoans is here to help our customers build a better financial path.

41% of Americans would be able to cover a $1,000 emergency with savings

Almost half of Americans can handle a $1,000 emergency, such as a medical bill or car repair, by dipping into savings.


Published on: January 22, 2020

Banks That Shun Risky Borrowers Offer Rosy View of U.S. Consumer

With most U.S. households spending more and paying their bills on time, their creditors are feeling more confident than ever. To hear the CEOs of the nation’s largest banks tell it this week, rarely has the American consumer been in better shape.

Bloomberg →

Published on: January 17, 2020

Lower-Income Households Shift Away From Payday Loans

Installment loans and online small-business lending are quickly replacing payday loans as sources of credit for lower-income households, driven by regulatory changes and innovations in financial technology, according to a new study.

The Wall Street Journal →

Published on: December 31, 2019


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